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Next-Gen Payroll Freedom for Today's People.

Reimagining the way you pay your employees, to make salaries work better for everyone.

Strong Partners. Strong Experience.

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Calculate the amount you can access today

As employees work daily, Earned Wage Access empowers them with instant access to their funds, offering the financial freedom and wellbeing needed to stay in control and feel secure at any moment.

AED 500

Maximum available today: AED 25,000

Total Requested Salary Advance

AED 500

Advance AmountAED 500
Portal Fee (3%)AED 15
Credited in LiaPayAED 485

*Requested salary advance will be deducted fully from the next payroll.

Your Gateway for
Financial Empowerment

A complete set of financial tools designed to support employees at every stage of their journey, paired with comprehensive funding solutions for businesses and individuals, breaking the barriers of traditional banking.

Salary Advances

Salary Advances

Instant access to earned wages before payday, giving employees financial flexibility when they need it most.

Pay Bills

Pay Bills

Pay utilities and essential services directly from the app, easily and always on time.

Secured Loans

Secured Loans

Flexible, reliable financing backed by guarantees for safer, more accessible credit.

Send Money Home

Send Money Home

Fast, secure international remittances to support family and loved ones anywhere.

Bonuses & Commissions

Bonuses & Commissions

Earlier access to bonuses and commissions without waiting for the regular payroll cycle.

End of Service Loans

End of Service Loans

Smart loans secured against end-of-service benefits, offering lower risk and better conditions.

Employee Savings Fund

Employee Savings Fund

Build savings effortlessly with a dedicated fund designed for long-term financial stability.

Why companies choose Liabify

01

Lower Staff Turnover

Companies using Liabify see voluntary attrition drop by up to 19%, effectively saving a full salary for every role retained.

02

Zero Cost, Zero cash hit

Liabify covers all advances directly, so your payroll cycle and cash flow stay completely unaffected.

03

Easy Onboarding

Get started quickly with a seamless setup process designed for teams of any size.

04

100% Sharia-Compliant

Fully aligned with UAE labour regulations, Liabify ensures all payouts follow WPS rules, minimizing audit and penalty risks.

How it works for employers

Getting started with Liabify is simple. Register your business and submit the necessary documentation for our review process. Our team will verify your information and approve your account.

Step 1

Account Activation

Once your account is approved, you receive secure access to the Employer Portal with role based permissions.

Account Activation
Step 2

Integration & Sync

Liabify connects to your payroll system and automatically syncs your payroll calendar and salary data.

Integration & Sync
Step 3

Configure Policies

In the portal, you can set withdrawl limits, employee eligibility, and approval rules based on your company policy.

Configure Policies
Step 4

Monitor

Track employees requests in real time, manage advanced balances, review audit logs, and automate settlements synced with payroll.

Monitor
Step 5

Closing

On pay day, all advanced amounts are automatically reconciled, and the HR Manager receives a single WPS file to review and send to the bank.

Closing

LiaPay App
Experience Next-Gen Payment Solutions

The one and only money app for employees. A full ecosystem of financial tools and solutions designed to to take full control of their finances with confidence and ease.

Spend Anywhere
with Liapay Mastercard

A Virtual Mastercard prepaid card built for real-life needs. LiaPay gives employees practical, borderless financial capabilities all in one wallet to access and use the card.

Instant salary access

Global payments & wallets

International transfers

Saving Funds

Secured Loans

Smart Security Controls

How it works for employees

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Problems
we solve...

Workers face liquidity gaps between salary pay cycles

Traditional financial systems exclude working class.

Decreased retention and productivity

HR liquidity strain and operational burden

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When employees thrive, businesses grow. Start to pay smarter today.

What Sets Liabify Apart?

Not just salary advances; a full platform providing a seamless experience for employee personal finance and wellbeing.

Financial wellness assistant
Financial wellness assistant
Seamless payroll integration
AI-powered intelligence
Incentives & sponsored programs
More than salary advances

Click any card to bring it into focus and learn more about its features. Each card represents a unique benefit of Liabify.

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The Minds Behind

Allan Villegas

Allan Villegas

Co-founder & CEO

Refer us to your Employer today!

To use Earned Wage Access by Liabify, your employer has to activate it. Fill out the referral form and we will reach out to them on your behalf.

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Trusted by People

What leaders say about Liabify

Liabify had a real impact on our people. Knowing they can access their salary when needed has significantly improved peace of mind and overall wellbeing.

Ship Bee

Ship Bee

Employee Wellbeing

What used to be a daily struggle for managers is now much easier, Employees are more engaged and much more open to covering extra shifts.

C-Wallet

C-Wallet

Reduced Absenteeism

Our managers have seen a real change: better fill rates, faster responses, and a much more productive operation overall.

E-Zone

E-Zone

Shift Coverage & Productivity

This benefit has transformed how candidates perceive our offer. It's now much easier to attract and keep great people.

Accountability

Accountability

Talent Attraction & Retention

Since introducing Liabify, our reliance on agencies has significantly decreased, as more staff are willing to take on additional bank shifts.

Locad

Locad

Zero Employer Cash Impact

Liabify had a real impact on our people. Knowing they can access their salary when needed has significantly improved peace of mind and overall wellbeing.

Ship Bee

Ship Bee

Employee Wellbeing

What used to be a daily struggle for managers is now much easier, Employees are more engaged and much more open to covering extra shifts.

C-Wallet

C-Wallet

Reduced Absenteeism

Our managers have seen a real change: better fill rates, faster responses, and a much more productive operation overall.

E-Zone

E-Zone

Shift Coverage & Productivity

This benefit has transformed how candidates perceive our offer. It's now much easier to attract and keep great people.

Accountability

Accountability

Talent Attraction & Retention

Since introducing Liabify, our reliance on agencies has significantly decreased, as more staff are willing to take on additional bank shifts.

Locad

Locad

Zero Employer Cash Impact

Drop us your inquiry!

A friendly team at your service, we’re here to help.

Consultation

Be a part of Liabify

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