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Your Salary, Reimagined.Your Way.

Next-gen payment solutions for employees across the UAE

Strong Partners. Strong Experience.

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LiaPay App on Phone
Now Available in UAE

Your App ForAll Things Money

Once integrated with your company payroll, download the app in seconds and start enjoying our full range of financial tools that simply make life easier.

Finally, simple finance that just fits daily life.

Forget confusing jargon or waiting for approvals. With LiaPay, access your payroll instantly, track your spending, and take control of your money, your way, on your schedule.

Instant Salary Access

Instant Salary Access

Why wait for money you've already earned?

You worked today. Get paid today. Access up to 50% of your salary before payday to cover unexpected expenses when life happens.

Global Payments

Global Payments

One app for every transaction. In Hand.

Whether you're shopping online, paying in-store, or handling your monthly bills, LiaPay lets you move your money instantly, securely, and effortlessly.

Remittances

Remittances

Send Money to Anyone. Anywhere.

Easily send money home or across the UAE to your loved ones. Instant, and always at your fingertips.

Saving Funds

Saving Funds

Effortlessly grow your money!

Create a dedicated fund for long-term financial stability. Organize your money, develop smart habits, and stay in full control of your spending.

Secured Loans

Secured Loans

Secure Credit Made Simple.

Flexible, reliable financing for easier access to credit. Our secured loans offer better terms, higher approval chances, and tailored solutions.

Bonuses & Commissions

Bonuses & Commissions

Get early access to bonuses and commissions before the regular pay cycle.

End of Service

End of Service

Smart loans secured against end-of service benefits, offering lower risk and better conditions.

Live the life you earned!

No more late payments, overdraft fees or payday loans. Just your money, when you need it, no strings attached.

Fully Regulated
Compliant with CBUAE & in partnership with Mawarid Finance PJSC
3D Security
advanced 3D technology built into every Liapay Prepaid Card
24/7 Support
Help is just a tap away
Simple & Transparent

How it works for employees

Step 01: Mohammed earns AED 15,000 per month. It’s the 15th of the month when, unexpectedly, his car breaks down, so he needs money fast!
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Employees work and accumulate their earned salary in real time

Mohammed earns AED 15,000 per month. It’s the 15th of the month when, unexpectedly, his car breaks down, so he needs money fast!

They track available earnings from their app anytime

Thankfully he uses LiaPay and sees his earnings grow every day in the app. By day 15 he has already earned AED 7,500, enough for the repair.

They access a portion instantly when needed

He can access the AED 3 required for the repair instantly, with no waiting or paperwork, and it’s reflected in his account immediately.

The salary advance is automatically deducted on payday

On payday, everything balances automatically. The amount already used is deducted, and the rest of his salary is paid as usual.

LiaPay App
Experience Next-Gen Payment Solutions

The one and only money app for employees. A full ecosystem of financial tools and solutions designed to to take full control of their finances with confidence and ease.

Spend Anywhere
with Liapay Mastercard

A Virtual Mastercard prepaid card built for real-life needs. LiaPay gives employees practical, borderless financial capabilities all in one wallet to access and use the card.

Instant salary access

Global payments & wallets

International transfers

Saving Funds

Secured Loans

Smart Security Controls

Refer us to your Employer today!

To use Earned Wage Access by Liabify, your employer has to activate it. Fill out the referral form and we will reach out to them on your behalf.

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Frequently Asked Questions

Find answers to common questions about LiaPay

LiaPay is available to all employees in the UAE whose employers are partnered with Liabify. It is only available for employees of companies who choose to use it as a salary payment service. If you want to have LiaPay at your company, refer us to your employer and we will reach out to them!
To use LiaPay, you must complete your job probation period and hold a full-time UAE-based employment offer. Additional eligibility rules may apply depending on your employer's policies.
No. LiaPay is not a loan and not a credit facility. You are accessing wages you have already earned. To receive your salary before payday credited to your LiaPay card, the employee pays a 3% portal fee, which is deducted from the requested amount or paid in advance when submitting the request.
No. LiaPay does not report to credit bureaus such as Al Etihad Credit Bureau. Since this is not a lending product, your credit score remains unaffected. However, by accepting a request in LiaPay to access a portion of your earned salary, you agree to have the deduction made from your next company payroll payment. Don't worry, if your employer is already our partner, they are aware and have agreed to this process, so no extra effort is needed from you.
You can access a percentage of your earned salary, up to 50% of your monthly salary, depending on your employer's policy and your eligibility.

Be a part of LiaPay

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Liabify QR Code

Scan to download LiaPay App